International growth often means paying suppliers before cash is received from customers. MaxWellStone helps businesses understand and structure this working capital requirement.
Where appropriate, eligible businesses can be introduced to Ebury for purchase finance solutions.
A typical international trading cycle may involve:
Place an order.
Pay the supplier.
Ship the goods.
Hold inventory.
Sell to customers.
Wait for customer payment.
The period between paying the supplier and receiving the customer payment creates a working capital requirement. As sales grow, this requirement can increase.
Ebury provides purchase finance designed to give eligible businesses additional working capital flexibility.
Depending on approval and eligibility, purchase finance can help businesses fund eligible supplier payments and manage the cash-flow gap created by international purchasing.
Potential objectives include:
MaxWellStone helps assess whether purchase finance is the right tool for these objectives, or whether another structure fits better.
Financing is provided by the relevant Ebury entity and is subject to Ebury's credit assessment, eligibility criteria, applicable terms and jurisdictional availability. MaxWellStone does not provide the financing.
Purchase finance is one potential solution. MaxWellStone can assess the wider financing requirement and, where appropriate, compare it with other funding structures.
The objective is not to sell a predetermined product. It is to identify an appropriate capital structure for the business.
Explore Funding Solutions →Depending on the situation, these may include:
MaxWellStone can help you work out whether your business fits this picture before approaching Ebury.
Availability remains subject to Ebury assessment and approval.
Ebury provides international payment, foreign exchange, business account, financing and technology solutions to businesses operating internationally.
MaxWellStone works with Ebury as a partner and can introduce suitable businesses where Ebury's solutions are appropriate to their requirements. MaxWellStone may receive a fee or commission from Ebury for such introductions.
Visit Ebury →Business finance, commercial mortgages, development finance and investment property lending.
Explore Funding Solutions →Improve how supplier payments and customer collections move through the business.
Explore International Payments →Tell us about your suppliers, payment terms, inventory cycle and growth plans. MaxWellStone can assess the requirement and help identify appropriate funding options.
Discuss Your Working CapitalMaxWellStone is an independent business and an Ebury partner. MaxWellStone is not Ebury, does not hold client funds and does not itself provide the Ebury payment, foreign exchange, hedging or financing products described on this page. Where appropriate, MaxWellStone may introduce clients to Ebury. MaxWellStone may receive a fee or commission from Ebury in connection with such introductions.
For activities in the Netherlands, Ebury operates through the Dutch branch of Ebury Partners Belgium NV/SA. Ebury Partners Belgium NV/SA is regulated by the National Bank of Belgium as a payment institution under the Belgian law of 11 March 2018 and is registered with the Crossroads Bank for Enterprises under number 0681.746.187. Its official branch in the Netherlands is registered under number 74280511.
Ebury products and services are subject to eligibility, applicable terms, regulatory requirements and availability in the relevant jurisdiction. Ebury Legal Entities
Financing is subject to eligibility, credit assessment, approval and applicable terms. MaxWellStone does not provide the Ebury financing product and cannot guarantee acceptance or availability.
