Foreign exchange movements can affect supplier costs, revenues, margins, cash flow and financial forecasts.
MaxWellStone helps businesses identify and understand their currency exposure and develop a more structured approach to FX risk management. Through our partnership with Ebury, suitable businesses can access foreign exchange and hedging solutions.
Consider a European business agreeing today to purchase goods from an overseas supplier for USD 1 million, payable in several months.
The USD purchase price may already be agreed. But the eventual EUR cost depends on the EUR/USD exchange rate when payment is made unless the exposure is managed.
That difference can directly affect gross margin.
This is the framework MaxWellStone uses to work through FX risk with you:
Which revenues, costs, assets or liabilities are denominated in foreign currencies?
When will those cash flows occur?
How significantly could currency movements affect cash flow and margins?
How much volatility can the organisation accept?
Which exposures should potentially be managed and over what period?
How will exposures and hedging decisions be incorporated into reporting and forecasting?
Depending on client circumstances, eligibility and jurisdiction, Ebury provides solutions including:
Convert currencies at the prevailing available exchange rate.
Set exchange-rate parameters for eligible currency transactions.
Agree an exchange rate for an eligible future currency transaction.
Use appropriate FX products to manage identified currency exposures.
Ebury currently states that exchange rates can be fixed for 60+ currencies. MaxWellStone helps determine which of these tools, if any, match your actual exposure. Foreign exchange and hedging products are provided by the relevant Ebury entity, subject to eligibility, applicable terms and jurisdictional availability.
For many businesses, the objective is greater certainty. A structured approach to FX risk can help improve:
Currency exposure should not sit separately from the wider finance function. MaxWellStone can incorporate FX exposure into:
Where execution or hedging products are required, these are provided by Ebury, subject to eligibility and applicable terms.
Ebury provides international payment, foreign exchange, business account, financing and technology solutions to businesses operating internationally.
MaxWellStone works with Ebury as a partner and can introduce suitable businesses where Ebury's solutions are appropriate to their requirements. MaxWellStone may receive a fee or commission from Ebury for such introductions.
Visit Ebury →Review how your business sends, receives and holds money across currencies and markets.
Explore International Payments →Bring currency exposure into budgeting, forecasting and board-level reporting.
Explore CFO and Corporate Finance →We can help map your exposures and determine whether a more structured approach is appropriate.
Request an FX ReviewMaxWellStone is an independent business and an Ebury partner. MaxWellStone is not Ebury, does not hold client funds and does not itself provide the Ebury payment, foreign exchange, hedging or financing products described on this page. Where appropriate, MaxWellStone may introduce clients to Ebury. MaxWellStone may receive a fee or commission from Ebury in connection with such introductions.
For activities in the Netherlands, Ebury operates through the Dutch branch of Ebury Partners Belgium NV/SA. Ebury Partners Belgium NV/SA is regulated by the National Bank of Belgium as a payment institution under the Belgian law of 11 March 2018 and is registered with the Crossroads Bank for Enterprises under number 0681.746.187. Its official branch in the Netherlands is registered under number 74280511.
Ebury products and services are subject to eligibility, applicable terms, regulatory requirements and availability in the relevant jurisdiction. Ebury Legal Entities
Foreign exchange markets can be volatile. Hedging products are designed to manage identified currency exposures but may involve risks, costs and contractual obligations. The suitability and availability of Ebury products depend on the client's circumstances, jurisdiction and applicable Ebury terms.
